DAN Dive Accident and Travel Insurance

Scuba Accidents Happen

While rare, accidents in scuba tend to be high intensity. This means that the potential injuries can be far worse than other activities. Fortunately, we do not see these accidents occurring with high frequency.

Most Health Insurance Doesn’t Cover Scuba Accidents

Many providers classify scuba diving as a "hazardous activity," excluding it from coverage. Even if they do cover the injury, they often won't cover the most critical (and expensive) part of treatment: the hyperbaric chamber.

The High Cost of Hyperbaric Treatment

If you suffer from Decompression Sickness (DCS) or an Arterial Gas Embolism (AGE), a recompression chamber is the only way to treat it. A single chamber session can cost thousands of dollars—and many cases require multiple treatments. Without DAN, you could be looking at a bill exceeding $20,000 to $50,000 out of pocket.

Emergency Medical Evacuation

Diving often takes us to beautiful, remote locations—remote also means far from advanced medical care. If you need an emergency airlift from a boat or a remote island, the costs are astronomical.

• DAN Membership includes emergency medical evacuation benefits.
• DAN Insurance covers the actual medical expenses once you arrive at the facility.

Expert Medical Advice 24/7

When you have DAN insurance, you aren't just buying a policy; you’re getting access to the world’s most experienced dive physicians. Their 24/7 Emergency Hotline at 1-919-684-9111 connects local doctors (who may not be familiar with diving medicine) with experts who can guide your treatment in real-time.

Comparison of Benefits

Pro Tip: At Red Alert Diving, we provide DAN Student Membership for all our entry-level students, but that coverage is temporary. Once you're certified, it's your responsibility to maintain your own protection!